1LINK to engage PAYSYS LABS for “1Bridge”- A Platform for Enablement of Biometric Interoperability & RTP Transactions

February 01, 2019: In a bid to accelerate enablement of advanced digital payment methods, 1LINK (Pvt) Limited (1LINK) has engaged Paysys Labs (Paysys) to implement the platform - 1Bridge. This implementation shall facilitate 1LINK to swiftly enable member banks in providing ubiquity of cash withdrawal through 1LINK- 1ID (biometric interoperability scheme) and greater flexibility for payments through Request to Pay (RTP), fulfilling the long running request to launch a direct debit variant in Pakistani payments space. The signing ceremony was held at 1LINK’s head office in Karachi.

With the enablement of 1LINK-1ID, member banks’ ADCs customers can benefit from the biometric cash withdrawal scheme, which enables customers to withdraw cash from their account/mobile wallet via any participating member banks’ ATMs and branchless banking agents through biometric verification. Consumers and businesses will also have greater flexibility for payments with 1LINK-1RTP, as they will be able to generate direct debit request which will be approved by the payer.

On the occasion, Mr. Najeeb Agrawalla, CEO 1LINK said, “1LINK is committed to introduce cost effective digital payment solutions for masses while focusing on increasing digital payments adoption. 1LINK-1ID and 1LINK-1RTP initiatives have potential to proliferate digital payment use cases, while ensuring simplified onboarding on member banks end. We are confident that this solution shall enable banks to seamlessly adopt 1LINK-1ID and 1LINK-1RTP solutions without exorbitant cost or time delays.

While sharing his thoughts, Mr. Karim Jindani, CEO Paysys said, “For us, it’s all about giving our clients access to the modern and secure payment solutions irrespective of the medium the customer chooses to use. As a FINTECH, we must be agile to adapt and offer solutions that align with changing customer behavior. In this evolving landscape, 1LINK-1ID and 1LINK-1RTP platform is the need of the hour. Through this platform, end customers will be able to go card-less and use a faster and reliable payment method. We are extremely excited to be a part of this project and hope this association with 1LINK goes a long way for future endeavors.” Mr. Ali Abbas Sikander co-founder and Director, Paysys was also present on the occasion.


Paysys Labs participated in the GSMA Mobile Hackathon Challenge. The Hackathon was organized in partnership with Telenor Bank Pakistan and Karandaaz Pakistan. The central goal of the hackathon was to test the harmonized mobile money APIs, jointly designed by key industry stakeholders in 2016 to ensure best practice and to reduce fragmentation in the fast-growing mobile money industry.

Team Paysys presented the idea of a Facebook Messenger bot, leveraging artificial intelligence for merchant payments, impressed the panel with its user-friendly interface and clever integration of Pakistan’s most popular social network. Team Paysys proudly received the runners-up trophy and access to Cohort 2 of Telenor Bank’s Velocity programme along with Sony Extra bass headphones from the GSMA.


Paysys Labs won the first-ever Fintech disrupt Challenge organized by Karandaaz – a not-for-profit company and a leading source of financing Pakistan’s innovative growing businesses.

Out of a total of 61 applicants from all parts of the country, 28 were invited to present at the FINTECH DISRUPT CHALLENGE 2016 held in collaboration with LUMS Center for Entrepreneurship. Ten finalists were shortlisted by judges which included subject matter and investor experts from ArbiSoft, Acumen, Bank Al-Falah and board members of Karandaaz. Paysys Labs along with two other companies emerged as the winners. On the occasion Ali Sarfraz, CEO of Karandaaz Pakistan stated,” This competition showcased an incredible display of talent from startups across the nation. We have now completed the first step in the process with these awards. The next and more vital piece of this challenge will be getting the deals completed and setting up a soft landing for winning startups who aspire to disrupt FinTech industry. We look forward to expediting that process and helping companies like Paysys to gain traction in the Pakistan market.”